New Jersey Group Disability Insurance
Disability insurance coverage is an important employee benefit because it
helps protect your employees most valuable financial asset...their income.
It replaces lost income for an employee if they are unable to work due to
sickness or injury.
Group disability insurance for your New Jersey business
is an excellent employee benefit incentive for acquiring
and maintaining employees and the cost is relatively low
in comparison to other employee benefits.
Learn much more below about both Group Long Term
Disability Insurance and Group Short Term Disability
Insurance.
Each year on average, 12% of the adult U.S. population
suffers a long term disability and one out of eight
workers will suffer a five-year or longer disability before
the age of 65.
New Jersey group long term disability insurance plans
provide income protection for disabilities lasting three
months or longer. After the initial waiting period is
completed, long term disability insurance will provide a
monthly income which may continue until age 65 for
qualified disabilities. The monthly income provided
under a policy is usually 60% of the employees pre-
disability income.
Key Features:
Benefits begin on the 91st day of disability.
Monthly benefit is 60% of pre-disability income.
Maximum monthly benefit is $5,000.
Benefit duration to age 65 for qualified disabilities.
Click on the link below to fill out a secure quote request form for a New Jersey
group employee long term disability insurance plan that regardless of whether
you're a large employer or a small business, will provide exceptional long term
disability insurance coverage for your businesses most important asset...your
employees. Or you can speak with our New Jersey Group Disability Insurance
specialist at 201-796-6303 to discuss the features.
When an employee needs to be away from work for an extended period or a non-
work related disability like maternity, illness, or injury, an employee can have access
to a short term disability program which provides at least partial income protection.
Short term disability insurance is a more common employee benefit because the
chance of an employee being unable to work for a short period is higher than the
chance of being permanently disabled.
A short term disability insurance plan for your New Jersey business will provide
weekly income for an employee disability shorter than 3 months. Coverage is meant
to bridge the gap between a company's sick pay policy and the start of an employee
long term disability insurance plan.
Key Features:
Benefits begin on the 1st day in the case of an accident
Benefits begin on the 8th day in the case of a sickness
Weekly benefit is 100% of pre-disability income for
the first 15 days.
Weekly benefit is 66% of pre-disability income
from day 16 through a maximum of 165 days.
Maximum weekly benefit is $1,000.
Benefit duration is 26 weeks.
Click on the link below to fill out a secure quote request form for a New Jersey
group employee short term disability insurance plan that regardless of whether
you're a large employer or a small business, will provide exceptional short term
disability insurance coverage for your businesses most important asset...your
employees. Or you can speak with our New Jersey Group Disability Insurance
specialist at 201-796-6303 to discuss the features.
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
ABBEY's
FINANCIAL
Home - Auto - Business
New Jersey Insurance
Answer a few questions and
we will provide you with an
insurance quote by phone or
email. Choose the New Jersey
personal or business insurance
coverage you're interested in
from the menu above.
Abbey's Financial
27 Broadway
Elmwood Park, NJ 07407
Bergen County, NJ
(201) 796-6303
Fax: (201) 796-5039
New Jersey
Business Insurance
Group Disability
Insurance
SSL Secure
SSL Secure
We are a local Bergen County, NJ insurance agency, offering experienced New
Jersey group disability insurance plans to businesses in the following cities and
counties: Elmwood Park, Paterson, Garfield, Saddle Brook, Clifton, Preakness,
Paramus, Bergenfield, Englewood, Teaneck, Maywood, Bogota, Hackensack,
Teterboro, Little Ferry, Moonachie, Leonia, Palisades Park, Fort Lee, Englewood
Cliffs, South Hackensack, East Rutherford, North Bergen, Ridgefield, Secaucus,
West New York, North Arlington, Kingsland, Nutley, Rutherford, Belleville,
Carlstadt, Woodridge, Lyndhurst, Wallington, Passaic, Lodi, Rochelle Park,
Bloomfield, Montclair, Great Notch, Totowa, West Paterson, Little Falls, Verona,
Cedar Grove, North Caldwell, Singar, West Orange, Fair Lawn, Glen Rock,
Hawthorne, Wayne, Haledon, River Edge, Tenafly, Cresskill, Closter, Oradell,
Emerson, Ridgewood, Midland Park, Westwood, Waldwick, Wyckoff, Franklin
Lakes, Pompton Plains, Lincoln Park, Old Tappan, Hillsdale, Oakland,
Pequannock, Lake Hiawatha, East Orange, Newark, Hudson County, Passaic
County, Essex County, and Morris County, NJ. We can also offer our group
disability insurance services throughout New Jersey.
Abbey's Financial Advisory Services, Inc.
Copyright 2007-2008 - All rights reserved
Site Built & Maintained by InsuranceWebsiteServices.com