We are a local Bergen County, NJ insurance agency, offering affordable New Jersey
motorcycle insurance policy premiums to residents of the following cities and counties:
Elmwood Park, Paterson, Garfield, Saddle Brook, Clifton, Preakness, Paramus,
Bergenfield, Englewood, Teaneck, Maywood, Bogota, Hackensack, Teterboro, Little Ferry,
Moonachie, Leonia, Palisades Park, Fort Lee, Englewood Cliffs, South Hackensack, East
Rutherford, North Bergen, Ridgefield, Secaucus, West New York, North Arlington,
Kingsland, Nutley, Rutherford, Belleville, Carlstadt, Woodridge, Lyndhurst, Wallington,
Passaic, Lodi, Rochelle Park, Bloomfield, Montclair, Great Notch, Totowa, West Paterson,
Little Falls, Verona, Cedar Grove, North Caldwell, Singar, West Orange, Fair Lawn, Glen
Rock, Hawthorne, Wayne, Haledon, River Edge, Tenafly, Cresskill, Closter, Oradell,
Emerson, Ridgewood, Midland Park, Westwood, Waldwick, Wyckoff, Franklin Lakes,
Pompton Plains, Lincoln Park, Old Tappan, Hillsdale, Oakland, Pequannock, Lake
Hiawatha, East Orange, Newark, Hudson County, Passaic County, Essex County, and
Morris County, NJ. We can also offer our motorcycle insurance coverage's throughout New
Jersey.
New Jersey Motorcycle Insurance
The value of good motorcycle insurance often doesn't become apparent
until you really need it. Whether it's a minor fender bender or a more
substantial accident, it pays to have insurance coverage you can count on.
Let our experienced New Jersey Motorcycle Insurance policy specialist
explain the different Liability limits, Comprehensive, Collision, Uninsured
Motorist, Medical coverages, and deductibles that are
available for you to choose from. We offer affordable
motorcycle insurance policies from a leader in the
insurance industry. This means more stable
premiums and none of those 20% increases after the
first year.
Learn more about New Jersey Motorcycle
Insurance policy coverage options below!
Click on the link below to fill out a secure quote
request form for a Motorcycle Insurance policy that
will provide excellent motorcycle insurance coverage
at an affordable cost. Or you can speak with our New
Jersey Motorcycle Insurance agent specialist at
201-796-6303 to discuss the features.
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
Bodily Injury Liability
Injuries that you (insured) cause to someone else is covered under this part of a
motorcycle insurance policy. The minimum bodily liability insurance coverage
available for purchase in New Jersey is 15/30 and is explained in detail below.
However, we recommend that you choose liability insurance coverage amounts
that are much higher than the minimums listed below. Contact us at 201-796-6303
to discuss what liability coverage amounts you require to meet your family and
personal needs.

New Jersey Liability Coverage limits explanation:
15/30/5 15=$15,000 - 30=$30,000 - 5=$5,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
Property Damage Liability
Damage caused by the insured (you) to someone else's property, such as a
motorcycle, car, fence, or house, is covered through property damage motorcycle
insurance coverage. The minimum coverage amount in New Jersey is $5,000.
Medical payments coverage pays for the medical and funeral expenses for you or
others hurt or killed in an accident while riding on or driving your motorcycle. Claims
against this coverage include all reasonable hospital, surgical, chiropractor, X-ray,
dental, professional nursing, prosthetic, and funeral expenses. It will also cover you
or members of your family if you are hit by a car when you are walking or if you are
riding on another motorcycle. This coverage will pay for your medical and funeral
expenses even if you cause the accident. The coverage is often limited to medical
care you get in the first one, two, or three years after the accident and is limited to a
specific dollar amount. This is a required Motorcycle Insurance coverage in New
Jersey.
20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured
in an accident.
Second number = uninsured motorist maximum for all injuries in one
accident.

Covers damage caused to the owners motorcycle from a collision caused by another
vehicle or other object. The deductible is the amount you choose to pay upfront (if any)
before the motorcycle insurance policy pays. The higher the deductible you choose,
the lower the collision coverage cost within the New Jersey Motorcycle Insurance
policy.
New Jersey Motorcycle Insurance FAQ
Covers damage caused to the insured's motorcycle (your motorcycle) from risks
such as theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil
unrest. The deductible is the amount you choose to pay upfront (if any) before the
motorcycle insurance policy pays. The higher the deductible chosen the lower the
comprehensive coverage cost within the New Jersey Motorcycle Insurance policy.
New Jersey Motorcycle Insurance FAQ
New Jersey Motorcycle Insurance FAQ
New Jersey Motorcycle Insurance FAQ
Example of uninsured motorist limits:
New Jersey Motorcycle Insurance FAQ
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an
at-fault driver who has no auto or motorcycle liability insurance. This is a required
coverage for Motorcycle Insurance in New Jersey. Contact us at 201-796-6303 to
discuss what uninsured coverage amounts you require to meet your family and
personal needs.

This coverage comes into play when an at-fault driver has auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages.

Protects you if your motorcycle is damaged in an accident caused by a driver who
has insufficient auto or motorcycle insurance coverage. This coverage pays the
difference between the coverage limit you select and the other driver's property
damage coverage limit. This is not a required coverage in New Jersey.
This type of motorcycle insurance coverage pays for your medical expenses, lost
wages, and other damages when you or your passengers are injured in an
accident caused by a driver who has insufficient auto or motorcycle insurance
coverage. The motorcycle insurance coverage typically pays the difference
between the coverage limit you select and the other driver's bodily injury coverage
limit. This is not a required motorcycle insurance coverage in New Jersey.
Underinsured Motorist Bodily Injury Coverage
Underinsured Motorist Property Damage Coverage
New Jersey Motorcycle Insurance FAQ
Click on the link below to fill out a secure quote request form for a New Jersey
Motorcycle Insurance policy that will provide excellent motorcycle insurance coverage
at an affordable cost. Or you can speak with our New Jersey Motorcycle Insurance
specialist at 201-796-6303 to discuss the features.
ABBEY's
FINANCIAL
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personal or business insurance
coverage you're interested in
from the menu above.
Abbey's Financial
27 Broadway
Elmwood Park, NJ 07407
Bergen County, NJ
(201) 796-6303
Fax: (201) 796-5039

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