New Jersey Medicare Supplement Insurance

We are an Elmwood Park, NJ insurance agency, offering affordable New Jersey
medicare supplement insurance policy premiums to residents of the following cities
and counties: Paterson, Garfield, Saddle Brook, Clifton, Preakness, Paramus,
Bergenfield, Englewood, Teaneck, Maywood, Bogota, Hackensack, Teterboro, Little
Ferry, Moonachie, Leonia, Palisades Park, Fort Lee, Englewood Cliffs, South
Hackensack, East Rutherford, North Bergen, Ridgefield, Secaucus, West New
York, North Arlington, Kingsland, Nutley, Rutherford, Belleville, Carlstadt,
Woodridge, Lyndhurst, Wallington, Passaic, Lodi, Rochelle Park, Bloomfield,
Montclair, Great Notch, Totowa, West Paterson, Little Falls, Verona, Cedar Grove,
North Caldwell, Singar, West Orange, Fair Lawn, Glen Rock, Hawthorne, Wayne,
Haledon, River Edge, Tenafly, Cresskill, Closter, Oradell, Emerson, Ridgewood,
Midland Park, Westwood, Waldwick, Wyckoff, Franklin Lakes, Pompton Plains,
Lincoln Park, Old Tappan, Hillsdale, Oakland, Pequannock, Lake Hiawatha, East
Orange, Newark, Hudson County, Passaic County, Essex County, and Morris
County, NJ. We can also offer affordable medicare supplement insurance services
throughout New Jersey.

Many seniors and younger will need supplemental health insurance to pay
for expenses not covered by Medicare. It should be noted that neither
Medicare nor a New Jersey Medicare supplement insurance policy will
cover most long term care insurance expenses. There are many types of
health insurance coverages that you can purchase to supplement your
Medicare coverage. Supplemental insurance will pay for some or all of
your health care costs that are not covered by Medicare.

These types of health insurance coverages include:

Employee or Retiree Coverage

(from your employer or union)

Medigap Insurance

(from a private company or group).

People often refer to all of these types of health
insurance coverages as "supplemental insurance."
However, "Medicare Supplement" or "Medigap"
insurance is a specific type of insurance that is
subject to federal and state laws.

Medigap (Medicare Supplement Insurance)

Medicare supplemental insurance policies that are sold
by private insurance companies to Medicare
beneficiaries to fill the "gaps" in Original Medicare Plan
coverage. There are ten standardized policies, Plan A
through Plan J. Your state decides which of the 10
policies can be sold in your state. Medigap policies only
work with the Original Medicare Plan.

Medicare SELECT

A type of Medigap policy that must meet all of the
requirements that apply to a standard Medigap policy.
You may be required to use doctors and hospitals
within its network in order to be eligible for full benefits.

Managed Care Plans - New Jersey

A Managed Care plan involves a group of doctors,
hospitals, and other health care providers who have
agreed to provide care to Medicare beneficiaries in
exchange for a fixed amount of money from Medicare
every month. New Jersey Managed Care plans
include Health Maintenance Organizations (HMOs),
HMOs with a Point of Service (POS) option, Provider
Sponsored Organizations (PSOs), Preferred Provider
Organizations (PPOs), and Cost Plans.

Click on the link below to fill out a secure quote request form for a
New Jersey Medicare supplement insurance policy that provides
excellent health insurance coverage and services at an affordable
cost. Or you can speak with our New Jersey Medicare Supplement
Insurance agent specialist at 201-796-6303 to discuss the policy
features in more detail.

Click HERE to fill out a

New Jersey Medicare Supplement

Insurance policy quote request form

**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed insurance
agent.

Ask us about the
Medicare Prescription
Drug Coverage

Click HERE for

more information!

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